Things to consider

Deciding on a debt or mortgage solution for yourself will depend on your financial circumstances. There will be many factors to consider, including:

• The amount to be borrowed
• The timeframe of the loan
• Your current and future income expectations
• Your current and future expense expectations
• The purpose of the property (personal or investment)
• The flexibility you desire
• The interest rates and fees
• Other debts you have
• How secure your job is
• The outlook for the economy