Example of decision making and choice

Example:

Assume you buy a new house. Two years later, you are finding it difficult to make ends meet. You are unsure if you'll be able to continue to meet the loan repayments.

Before you read on, consider some of the choices you may have:

• throw up your arms and blame everyone else for your difficulties
• drink your troubles under the table 
• sell some assets
• seek additional employment 
• speak with your employer, HR manager or other appropriate colleague
• contact your lender and discuss your current circumstance and options, or 
• seek advice from a professional adviser.  

You may have come up with some other choices.