4. Read a book. There are stacks of books out there on every topic imaginable. Go to the library, join a book club or go to your local bookstore. If you've learned something from reading a book you want to try out, make this a green task and play with it in your green time.

5. Be a team player. People come up with amazing insights and ideas. Tap into this wisdom. If you're finding it difficult to meet your loan commitments, let someone know. If you are in business, and you are struggling to make it all add up, let someone know.

You'll be amazed by the amount of support around you - they just need to know you could do with some.

On the other hand, if you love your job or whatever else you are into, let people know.

It will make a difference.